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Thank you all for coming this morning to our third annual "From Welfare to Well-being" business breakfast.

With the advent of a general election not far away we did in fact contemplate whether or not to postpone these series of functions which have been held in each of the last two years in the five main centres.

The long term issues involved in welfare are so important, however, that in many ways they are above politics.

Thank you all for coming this morning to our third annual "From Welfare to Well-being" business breakfast.

Thank you all for coming this morning to our third annual "From Welfare to Well-being" business breakfast.

Thank you all for coming this morning to our third annual "From Welfare to Well-being" business breakfast.

Thank you all for coming this morning to our third annual"From Welfare to Well-being" business breakfast.

Good afternoon to you all and a special welcome to all overseas delegates from the New Zealand Government.

I have been asked to talk to you about New Zealand's welfare state - its history, its development over time, the current social climate and the reasons behind some of the recent reforms.